Motorcycles

Secure Your Bike With An Insurance Plan

Motorcycle Insurance

Just like auto insurance, motorcycle insurance will protect you, your bike and your liability if you have an accident or if your bike is stolen. Whether you are a beginner, or an experienced rider, at Prestige Insurance we can provide you with an insurance policy that will give you peace of mind and the coverages for the medical bills of others, damage to the property of others and the coverage for your medical bills. With the full coverage policy, through one of our carriers specializing in motorcycle insurance, your bike will be protected in case of theft or if you have an accident.

We use the following insurance companies for the motorcycle insurance:

  • Travelers
  • Nationwide
  • Safeco
  • All State
  • Foremost
  • German American
  •  Bristol West
  • Kemper

Prestige Insurance agents can help you select the policy limits and deductibles that will fit your financial and your personal needs. You will be satisfied with our excellent level of customer service and competitive pricing. Call us today for a free quote: (254)340-4633

Below are the coverages that you would normally have on a motorcycle policy. Full coverage has comprehensive and collision protection as well as liability coverages.

Bodily Injury Liability

Pays for the medical bills of others that result out of an accident where you are at fault.

Property Damage Liability

Will pay for the damages that you can cause to the property of others (repairs of the vehicle(s) that you damaged in an accident).

Medical Payments or Personal Injury Protection

Coverage pays for your medical bills and the medical bills of your passenger(s) if you are at fault in an accident.

Uninsured/Underinsured Motorists Bodily Injury Liability

Will pay for your injuries and the injuries of your passenger(s) if you are hit by a driver who has no insurance, not enough coverage or if the other vehicle flees the scene of an accident.

Uninsured/Underinsured Motorists Property Damage Liability

Will pay for the damages to your vehicle caused by a driver with no insurance, not enough coverage or if you have a hit-and-run.

Comprehensive Coverage

Also called Other Than Collision, will cover your vehicle while it’s parked, or if you have an accident with a bird or an animal. A windshield claim will also be covered under the Comprehensive coverage.

Collision Coverage

Will protect your car if you have an accident and hit the other vehicle(s), or an object, such as a lamp post.

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